Flat Fees. Responsible advice.
Conflicts of interest are often found within the wealth management landscape. By providing a flat fee structure to our clients, we eliminate as many of these conflicts as possible. Financial planners are professionals, so why don’t we charge similar to that of an attorney or a CPA. General practice has been to charge a variety of commissions or a percentage of assets under management. Commissions generate a great deal of conflicts, and charging a percentage of assets under management can lead to exorbitant fees when working with highly affluent clientele. It is for these reasons we feel using flat fees is the most advantageous approach for all parties involved.
Comprehensive Wealth Management
Think of comprehensive wealth management as offloading the ongoing responsibility of managing your portfolio vision and strategy. Clients who want to focus their efforts on what’s most important to them while having a trusted advisor oversee their assets align with this category. You’ll receive ongoing financial planning guidance and investment management services. Financial plan construction is also included within this service.
Ongoing services included within this model found below…
- Reallocating and rebalancing portfolios
- Social Security & Medicare optimization
- Pension plan decision making
- Insurance reviews and recommendations
- Estate Planning assistance
- Charitable Giving strategies
- Annual Enrollment assistance including benefit & equity award planning
- Home purchase & selling advice including recommended financing options
- Education Planning
- Gifting strategies
- Income tax bracket optimization including distribution planning and proper asset location
$5,000 – $10,000 Annual Flat Fee Billed Quarterly
Financial Plan Construction
Do you feel like you’re doing a lot of the right things but need a professional to consolidate your financial picture for you? Are there ideas and opportunities you’re not taking advantage of simply because you don’t know how or where to start? These thoughts are healthy and by having someone organize them for you into a detailed and simplified plan, you can start your journey to building wealth.
Keep in mind that this is a one-time service and once the plan is delivered the relationship will end. Should you need additional plan updates in the future you may be subject to a similar one-time fee.
Note that the services listed under comprehensive wealth management will be included during a one-time plan buildout. What should be remembered however is that financial planning is an ongoing process, and while one-time plans can be very helpful…they can also become obsolete and out of date rather quickly.
$2,500 One-Time
Flat Fee
